What is Uninsured Motorist Coverage
Uninsured Motorist Coverage (UM) is an addition to a standard auto insurance policy that provides coverage for damages incurred by an individual in an accident. It takes effect when the other driver is at fault for the accident and is uninsured.
UM does not pay anything to the uninsured driver in an accident, only the injured person with a policy. It ensures that when a person is injured by an uninsured driver, they can recover damages at least up to the limits of their policy. UM can cover all medical expenses brought about by an accident, cover wages that are lost as a result of the injured party not being able to work following an accident, and even cover damages in hit and run cases in which the uninsured driver flees the scene without the possibility of being identified.
UM is important because it is one of the only ways to protect against uninsured drivers in case of an accident. It prevents drivers from needing to pay extensive out-of-pocket costs in such circumstances, which increases overall well-being and financial security. UM is so important that some states require that drivers purchase them with their insurance policies, rather than letting it be optional.
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Harrisburg Motorcycle Accident Lawyer
A Harrisburg motorcycle accident lawyer at Munley Law understands the devastating impact a crash can have on you and your family. The aftermath of a motorcycle accident often brings severe injuries, mounting medical bills, and overwhelming stress as you try to navigate insurance claims while focusing on recovery.
Our experienced attorneys have seen firsthand how these accidents can permanently alter lives. We know that motorcycle riders face unique challenges on Harrisburg roads, and when accidents occur, the injuries tend to be catastrophic. Insurance companies may try to minimize your claim or unfairly blame you for the crash.
You shouldn’t have to face these challenges alone. Our legal team will handle every aspect of your case, from investigating the accident and documenting damages to negotiating with insurance companies, allowing you to focus on what matters most – your recovery. […]
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Police Identify Driver Involved in Hit and Run Pedestrian Accident in Franklin County
Police have recently identified a suspect involved in a hit and run car accident that sent a pedestrian to the hospital in Franklin County on December 19.
According to Waynesboro police, a vehicle had struck a person at the intersection of South Church Street and East Second Streets in Waynesboro at around 6:40 a.m. The pedestrian was taken to the hospital soon after the crash with non-life-threatening injuries.
Hit and Run Accidents Involving Pedestrians in Pennsylvania
Hit and run pedestrian accidents represent some of the most concerning car accidents in Pennsylvania, with victims often left without immediate medical attention during critical moments after impact. These accidents frequently occur in areas with high foot traffic, such as downtown districts, residential neighborhoods, and near public transit stops, particularly during evening hours when visibility is reduced.
Witnesses play a vital role in helping law enforcement identify the fleeing vehicle. […]
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What is the Penalty for a Hit and Run in Philadelphia?
If you’re involved in a car accident in Philadelphia, leaving the scene can result in serious penalties, especially if someone is injured in the accident. You could be facing huge fines and potential injuries. Many times, injury victims are confused about what their legal rights are, especially if the driver is never found. Here’s what you need to know about protecting your interests and seeking compensation.
If you were involved in a car accident with a hit and run driver, our Philadelphia car accident lawyers can help Contact Munley Law today to schedule a free consultation.
Legal Obligations After a Philadelphia Car Accident
Pennsylvania law mandates that you must stop your vehicle immediately if you’re involved in an accident. You are required to exchange information with the other parties involved. This typically includes your name, address, and vehicle registration number. […]
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Car Accident Lawyer
When you’re dealing with mounting medical bills, lost wages, and the aftermath of a serious collision, you can’t afford to work with inexperienced car accident lawyers who settle for less. Munley Law’s veteran trial attorneys have recovered millions for accident victims. We are unafraid to take on insurance companies to obtain fair compensation for our clients.
Our award-winning legal team will investigate every detail of your case. We work with top accident reconstruction professionals and refuse to let insurance companies pressure our clients into unfair settlements. We handle everything so you can focus on healing while we fight relentlessly for the full compensation you deserve. An experienced accident lawyers at Munley Law is ready to fight for you today. Getting injured in an accident can be a frightening and devastating experience, so let our accident attorneys focus on getting you compensation.
Call or chat to schedule your free consultation with our experienced legal team. […]
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What Happens If Someone Hits You and They Don’t Have Insurance?
It is estimated that 1 in 8 drivers in the United States are uninsured. Unfortunately, this means if you are involved in a car accident, you may encounter an uninsured motorist. But what happens if someone hits you and they don’t have insurance?
The answer largely depends on the state you live in. Sometimes, your own insurance may cover the losses you incurred in the collision and in others, you may have to file a personal injury lawsuit.
The extent of your injuries as well as if you carry uninsured motorist (UM) coverage or underinsured motorist (UIM) coverage in your insurance policy will also determine where and how you can seek compensation.
Munley Law car accident attorneys help drivers involved in car accidents with uninsured motorists and can explain your options.
