What to Do After Getting Into an Accident With a Distracted Driver?

Take the necessary steps to ensure that that the responsible party is held accountable

Distracted driving accidents are rampant. Many people do not understand that driving on the road requires your full attention. There are a host of different scenarios that can qualify distracted driving, from texting or checking emails to doing makeup or drinking coffee. If you are a victim of a distracted driving accident, you must hire a distracted driving accident attorney that can successfully establish that the distracted driver was at fault and that the accident wasn’t caused by another factor beyond the driver’s control.

The Pennsylvania car accident lawyers at Munley Law Personal Injury Attorneys have over six decades of experience in successful compensation of distracted driving accident cases. If you or a loved one has been involved in a car accident with a distracted driver, […]

What is Uninsured Motorist Coverage, and Do I Need it?

We drive a lot. It’s a daily act that becomes almost mundane, but being on the busy roads at any time of day brings you into close contact with literally hundreds of other drivers and vehicles.

Many of these hundreds of drivers are distracted by hundreds of things. An accident can happen in a split second. How confident are you that these drivers have sufficient or any car insurance policy?

Uninsured motorist statistics

If you’re the victim of a collision with an uninsured driver, or with a driver who has very little auto insurance coverage, you could be responsible for the entire financial burden of a car crash.

According to a 2021 study by the Malvern, Pennsylvania-based Insurance Research Council (IRC), 13 percent of motorists, or about one in eight drivers nationwide, […]

When to Hire an Attorney After a Car Accident

Car accidents are traumatizing events for all involved. In the aftermath of a car accident, there are so many questions to be answered. What kind of medical care do I need? Do I have to take time off work? Will my insurance cover this? Is my car okay? Can I afford all this? How will I get to work? In the midst of all this, one question that may cross your mind is: Do I need a lawyer?

You’re not required to hire a car accident attorney, and in some cases, doing so may not be necessary. However, while working with an experienced lawyer does not guarantee a specific outcome, it does guarantee that you’ll have someone with knowledge of the legal system fighting on your behalf. For many people, working with a personal injury lawyer after a car accident is worth it because it means that can focus on things like rest and recovery, […]

Millions of Americans Admit Aggressive Driving, Road Rage

There are 160 million angry drivers out there, making the likelihood of a car accident even greater.

A recent study by the AAA Foundation for Traffic Safety found that about 78% of drivers in the U.S. reported expressing aggression or road rage in the past year.

About 3 percent, or 5.7 million drivers, admitted they had bumped another vehicle on purpose due to anger. About 4 percent (7.6 million drivers) reported that they had gotten out of the car to confront another driver.

Men were three times more likely than women to purposely hit another car out of road rage or to get out of their cars to confront another driver.

Drivers in the Northeast were more likely than other drivers to make an angry gesture from behind the wheel.

Here’s a breakdown of some of the most common aggressive driving and road rage behaviors:

• Purposefully tailgating: 51% (104 million drivers)
• Yelling at another driver: 47%(95 million drivers)
• Honking to show annoyance or anger: 45% (91 million drivers)
• aking angry gestures: 33% (67 million drivers)
• Trying to block another vehicle from changing lanes: 24% (49 million drivers)
• Cutting off another vehicle on purpose: 12% (24 million drivers)
• Getting out of the vehicle to confront another driver: 4% (8 million drivers)
• Bumping or ramming another vehicle on purpose: 3% (6 million drivers)

AAA also differentiates between “aggressive driving,” […]

What Does it Mean When You Stack Your Auto Insurance Policies?

Understanding Stacked Car Insurance

It is estimated that 12.6 percent of motorists on the road in 2019 were driving without car insurance. That equals to approximately one in eight drivers are behind the wheel without insurance. Not only is this illegal and dangerous, but getting into an accident can be costly to all involved. 

If you get into a severe car accident in Pennsylvania with an uninsured motorist, your first concern may be how will you pay for your medical expenses. Will you be stuck with the bill? 

Fortunately, there are provisions in your insurance policy that will pay for any of the injuries you may receive. And if your underinsured and uninsured motorist coverage is stacked, then you won’t have to worry about paying for the large medical bills.

But what is stacked insurance? […]