Deductible

What Is a Deductible?

A deductible is the portion of a claim the insured individual is responsible for paying before an insurance company covers all remaining costs. Once the deductible is met, the insured will pay nothing.

What Is a Deductible?

What Is a Deductible?

According to the Insurance Information Institute, “A deductible is the amount of money you pay out of pocket before your insurance coverage kicks in.” For example, if you have a health insurance policy with a $1,000 deductible, you must pay $1,000 toward covered medical expenses before your insurance begins to pay for any remaining costs. Deductibles can vary widely based on the type of insurance policy and the terms agreed upon by the insurer and policyholder. 

Deductibles are typical in many insurance policies, including health, auto, and home insurance. The primary purpose of a deductible is to share the risk between the insurer and the insured. By requiring the insured to pay a portion of the costs, insurance companies encourage policyholders to avoid making small or unnecessary claims in an attempt to lower overall insurance costs. 

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Can I Sue My Neighbor for an Injury on Their Property?

When you’ve been injured on a neighbor’s property, you might feel confused, upset, and unsure about what to do next.
You may wonder about your options if you’ve suffered an injury while visiting next door. The short answer is yes, you can sue your neighbor for an injury on their property, but there’s more to consider before taking that step.

When an injury occurs on a neighbor’s property, the question of legal recourse often arises. The ability to sue a neighbor for such an injury depends on several factors and involves understanding premises law.  Call a premises liability lawyer at Munley Law for a free consultation to review your legal options.

Why You Might Sue Your Neighbor for an Injury on Their Property

While suing a neighbor can be a difficult decision, there are several legitimate reasons why you might need to take this step if you’re injured on their property:

  • Medical Expenses: If you’ve incurred significant medical bills due to the injury, […]

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Reading Rideshare Accident Lawyer

The Reading rideshare accident lawyers of Munley Law know that rideshare accidents can be extremely complicated, especially when determining and . However, you have options and a right to pursue compensation for your losses and injuries. With an experienced rideshare crash attorney at your side, you will get the compensation necessary to cover your losses.

For a no-obligation, free consultation, contact the Reading rideshare accident lawyers of Munley Law. Our attorneys work on a basis which means you pay nothing upfront and you don’t owe us a dime until your is settled. And, if we don’t win, you don’t pay. Time is of the essence so act quickly to begin the claims process for your Reading rideshare accident.

How a Reading Rideshare Accident Attorney Can Help

Munley Law attorneys discussing accident case

Our rideshare accident attorneys will help you file a ridesharing accident claim or take the at-fault parties to court. […]

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Wilkes-Barre Lyft Accident Lawyer

If you or a loved one have been in a Lyft car accident, make sure that you seek out medical care as needed. Contact a Wilkes-Barre Lyft accident lawyer immediately. Rideshare companies have an entire team of skilled negotiators ready to approach you with premature settlement offerings. Insurance companies want early settlements to avoid and more considerable debt.

Munley Law Personal Injury Attorneys have a history of excellence and a team of personal injury lawyers who will help identify the at- driver and compensate you for your injuries. Contact us for your free consultation today.

Can You Sue Lyft For a Car Accident in Wilkes-Barre, PA?

Wilkes-Barre Lyft Accident LawyerYou can file a lawsuit against Lyft for a car accident in Wilkes-Barre if a ride-sharing driver caused the accident. To hold Lyft liable, you must demonstrate that the Lyft driver was at fault and that they were logged into the Lyft app at the time of the accident. […]

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Allentown Uber Accident Lawyer

The Allentown Uber accident lawyers at Munley Law Personal Injury Attorneys know how to get you the compensation you need to recover from your injuries following an Uber accident. For over 60 years, car wreck victims in the Lehigh Valley have come to Munley Law Personal Injury Attorneys, where our team of accident attorneys in Allentown consistently ranks among the Best Lawyers in America. We have earned the highest possible client satisfaction rankings and are board certified by the National Board of Trial Advocacy.

When you or your loved ones find yourselves injured in an accident with an Uber driver, or a driver for any rideshare company, anywhere in the Lehigh Valley, don’t move forward with your accident on your own. You should first speak with an experienced Allentown car accident attorney at Munley Law Personal Injury Attorneys, who will fight for the compensation you deserve. […]

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Harrisburg Uber Accident Lawyer

Rideshare apps are growing in popularity, and Uber is no exception. In 2024, it is estimated that Uber has 131 million monthly users. While rideshare companies boast the safety benefits of utilizing their services, these drivers are still atHarrisburg Uber Accident Lawyer risk for motor vehicle accidents. Knowing your legal rights is critical for passengers in an Uber or other drivers involved in the collision. If you were injured in an Uber accident in Harrisburg, call the Harrisburg Uber accident attorneys of Munley Law.

We Represent Victims of Uber Accidents in Harrisburg

According to the 2021-2022 Uber Safety Report, 153 people died in Uber-related crashes and many more were seriously injured.

At Munley Law, we represent Uber accident victims who have suffered injury. Our Harrisburg personal injury lawyers guide victims and their families through the legal process, including handling negotiations with the company. […]

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