What is Full Tort Insurance?
Full tort insurance is an auto insurance option in Pennsylvania that allows the injured party to file a personal injury lawsuit against the at-fault party for pain and suffering damages.
According to the Pennsylvania Insurance Department, full tort insurance “Provides unrestricted rights to bring a lawsuit against a negligent party and seek full compensation for all damages, including pain and suffering, without limitation.” Full tort insurance coverage is comprehensive in nature, granting policyholders extensive legal rights in the event of an accident. Unlike limited tort insurance, which restricts the ability to recover non-economic damages unless the injuries meet a certain severity threshold, full tort insurance provides broader legal recourse for the insured to include non-economic harms that may not be covered under limited tort insurance, such as emotional or psychological distress.
For example, if a driver with full tort coverage is involved in a collision caused by another driver’s negligence, they can sue for all damages, including those for emotional and psychological impact, not just medical expenses and lost wages. The benefits of full tort insurance include the ability to seek complete compensation for all damages suffered, which can be important for individuals facing significant pain and suffering or emotional distress after an accident. However, there are potential detriments, such as higher insurance premiums compared to limited tort coverage and the possibility of lengthy and complex legal processes when pursuing a lawsuit.
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What If I Get Into a Car Accident and I Don’t Have Insurance?
Car accidents are unfortunately much more common than one might think. According to the Pennsylvania Department of Transportation, in 2020 there were 104,475 reportable traffic crashes in Pennsylvania. This means that roughly one in every 57 Pennsylvania residents was involved in a reportable accident.
If you or a loved one was involved in a crash, you may benefit from seeking out an experienced car accident lawyer. The car accident attorneys at Munley Law Personal Injury Attorneys can help. Contact us today for a free consultation to discuss the specifics of your case.
Minimum Car Accident Insurance Required in Pennsylvania
Pennsylvania law requires motorists to have both a drivers’ license and vehicle liability insurance before getting behind the wheel, according to Pennsylvania DOT Driver & Vehicle Services. Vehicle liability insurance covers medical expenses, […]
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Is It Worth Getting a Lawyer for a Car Accident in Philadelphia?
Determining When To Speak to a Car Accident Lawyer
Car accident cases can be complicated. From dealing with the insurance companies to determining fault, most car accident victims don’t know where to begin. Car accidents in Philadelphia also have certain dates to meet under Pennsylvania law. If you want to file a car accident claim, you should not delay.
While not all car accidents require the aid of a Philadelphia car accident lawyer, in many car accidents, it is worth seeking legal advice.
Learn more about the situations in which a car accident may require an experienced car accident lawyer.
Questions For Philadelphia Car Accident Lawyers
It is normal after an auto accident to have multiple questions. For starters, what do I do now? Following a car accident, […]
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Scranton Drunk Driving Accident Lawyer
Seeking Justice After Accident with Drunk Driver
A devastating truth of the road is that drunk drivers and drunk driving accidents are an ever-present danger. The state of Pennsylvania saw 3,697 drunk driving fatalities between the years 2009 and 2018. In fact, according to the National Highway Traffic Safety Administration, about a third of car accidents in the US are alcohol-related, and 28 people die from this tragic negligence every day.
If you or a loved one has been injured in a car accident by a drunk driver, it’s in your best interest to seek legal advice and ensure you are receiving the maximum compensation you are owed for your immense suffering. Reach out to a Scranton drunk driving accident lawyer.
Munley Law Personal Injury Attorneys is a Northeastern Pennsylvania law firm with a dedicated Scranton car accident lawyer who can provide the legal advice injured victims will need to traverse this process. […]
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Pennsylvania Bicycle Safety Laws
Pennsylvania Bicycle Laws: Everything You Should Know
Over the years, one of the biggest threats to public safety is road accidents. According to the Pennsylvania Department of Transportation (PennDOT) secretary, one life lost is one too many, and the organization is working towards zero deaths.
Sadly, however, the number of traffic accident fatalities remains startling. Though there was a record low of 1,059 deaths in 2019, the number rose to 1,129. Among the most vulnerable to such crashes are cyclists.
Though there was a decrease in bicyclist injuries from 1,003 in 2019 to 799 in 2020, the number of fatalities rose from 16 to 22. For the lucky ones, they walk away from such incidents with minor injuries. But for some, it’s not the case.
Due to the evident disadvantage cyclists have, a bicycle crash with a vehicle can result in severe injuries. […]
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Car Accidents and Insurance Coverage
Car Accidents and Insurance Coverage
The moments after you’ve been injured in a car accident can be the scariest of your life. Your first concern will be getting treatment for your injuries or your loved ones. Then, you will have to deal with your auto insurance.
You’ll want to be prepared on what kind of car and personal injury insurance you have, and what to do when insurance companies come calling. In Pennsylvania, insurance companies are trained to limit the liability they will pay. It’s important you have the representation on your side to fight for what you deserve.
Just last year, almost 300,000 Pennsylvanians crashed, according to the Pennsylvania Department of Transportation‘s (PennDOT) annual Crash Facts and Statistics Report. The lawyers at Munley Law Personal Injury Attorneys have been representing car accident victims across Pennsylvania for more than 60 years. […]
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