What is Insurance?
Insurance is, “a contract whereby, for a stipulated consideration, one party undertakes to compensate the other for loss on a specified subject by specified perils. The party agreeing to make the compensation is usually called the “insurer” or “underwriter;” the other, the “insured” or “assured;” the agreed consideration, the “premium;” the written contract, a “policy;” the events insured against, “risks” or “perils;” and the subject, right, or interest to be protected, the “insurable interest.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968)
An insurance policy is a contract in which an individual or entity (the policyholder) pays an insurance company (the insurer) in regular payments in exchange for financial protection over specific risks or losses. For example, medical insurance helps to cover medical costs, such as hospital visits, hospital stays, and medications. Similarly, auto insurance helps to cover damages incurred from car accidents. Insurance payments are known as premiums. Insurance contracts typically limit the amount of costs that an insurance provider may be required to pay.
The McCarran-Ferguson Act (15 U.S.C. § 1011) grants many aspects of insurance regulation to individual state governments. However, federal laws like federal taxes do apply to insurance, and must be acknowledged. Insurance is important to the legal system, as it helps protect individuals, those who cause harm to individuals through negligence, and any third party that is faced with the burden of compensating for an injury.
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Truck Accident Lawyer Washington DC
Washington DC Truck Accident Lawyers with a Record of Success
If you or a family member were injured or killed in an accident involving a tractor-trailer or large truck in or near Washington, DC, contact the award-winning DC truck accident lawyers at Munley Law Personal Injury Attorneys. For more than 60 years, our attorneys have been fighting and winning big for truck accident victims. Our success with truck cases has made Munley Law Personal Injury Attorneys a recognized leader in the field of truck accident litigation all over the United States. No other truck accident lawyer can match our level of truck expertise.
Every day, millions of people commute around DC and into DC from neighboring communities in Maryland and Virginia. There are also millions of tourists, out-of-towners, and others visiting DC every year who are not familiar with the unique roadways, traffic signals, […]
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New Jersey Truck Accident Lawyers
Truck accidents can be catastrophic events. The sheer size and weight of tractor-trailers can lead to devastating
consequences when accidents occur, causing severe injuries, significant property damage, and, in the worst cases, fatalities. Navigating the aftermath of a truck accident can be overwhelming, especially when dealing with insurance companies, medical bills, and the legal complexities involved. This is where a skilled and experienced New Jersey truck accident lawyer can make all the difference.
Truck crash claims require the help of a specific type of lawyer. Truck cases are unique and require special legal knowledge and skill. Our dedicated team of truck accident lawyers is committed to helping victims understand their rights and secure the compensation they deserve.
Get started today with a free consultation. We do not charge unless we win your case.
How Truck Accidents Differ from Other Crashes
Truck accidents are fundamentally different from standard car accidents in several critical ways. […]
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South Carolina Truck Accident Lawyers
Get a free case review from the nation’s leading truck accident lawyers
According to the Office of Highway Safety and Justice Programs, a division of the South Carolina Department of Public Safety, the number of motor vehicle collisions in the state last year increased to over 142,400, the highest number in South Carolina’s history. There was a rise in more than just the number of crashes on South Carolina’s highways, state routes, local streets, and private roads. The number of accident-related fatalities increased 4.8% last year, and the number of truck accidents fatalities jumped an alarming 33.8%.
These accidents can be life-altering. Injured crash victims may face staggering medical bills, loss of income, altered quality of life, and more. If you suffered an accident with a semi-truck, big rig, tractor-trailer, or other large commercial vehicle in South Carolina, you are not alone. Our experienced team of truck accident lawyers have helped many people like you recover from these devastating events and get proper compensation from the trucking company. […]
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Texas Truck Accident Lawyer
Until you’ve been involved in an accident with a large truck, it can be hard to imagine how much a truck crash impacts your life. As Texas truck accident lawyers with decades of experience, we know the physical, emotional, and
financial strain you’re experiencing now.
Truck accidents are not just larger versions of car accidents—they involve unique legal challenges and require specialized knowledge to ensure you receive the compensation you deserve. At Munley Law, our experienced truck accident attorneys are dedicated to holding trucking companies accountable and securing maximum client compensation. We are ready to help you get back on your feet.
About Our Truck Accident Law Firm
Munley Law was founded in 1959. Since then, our family-run firm has earned a nationwide reputation as one of the leaders in personal injury and truck accident law. Our 18-wheeler accident attorneys are among a few lawyers who have earned board certification in truck accident law. […]
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Ohio Truck Accident Lawyers
If You Have Been Involved in a Truck Accident in Ohio, Call Munley Law Personal Injury Attorneys Today
According to the National Highway Traffic Safety Administration (NHTSA), 8.2 percent of all traffic fatalities in 2013 involved large trucks. That totals to nearly 300,000 large truck accidents. If you have been involved in a crash caused by the negligence of a truck driver, trucking company, or truck manufacturer, you may be entitled to compensation. Contact the experienced Ohio truck accident attorneys at Munley Law Personal Injury Attorneys to learn more about your legal rights and options at [phone-number]. No amount of preventative measures can protect motorists from the negligence or wrongdoing of other drivers. When a motorist is involved in an accident with a semi truck, the consequences can be tragic for the victim and his or her family.
Ohio Truck Accident Statistics
In 2013 there were over 267,000 accidents in the state of Ohio that left over 100,000 injured and 990 people dead. […]
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