What is Insurance?
Insurance is, “a contract whereby, for a stipulated consideration, one party undertakes to compensate the other for loss on a specified subject by specified perils. The party agreeing to make the compensation is usually called the “insurer” or “underwriter;” the other, the “insured” or “assured;” the agreed consideration, the “premium;” the written contract, a “policy;” the events insured against, “risks” or “perils;” and the subject, right, or interest to be protected, the “insurable interest.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968)
An insurance policy is a contract in which an individual or entity (the policyholder) pays an insurance company (the insurer) in regular payments in exchange for financial protection over specific risks or losses. For example, medical insurance helps to cover medical costs, such as hospital visits, hospital stays, and medications. Similarly, auto insurance helps to cover damages incurred from car accidents. Insurance payments are known as premiums. Insurance contracts typically limit the amount of costs that an insurance provider may be required to pay.
The McCarran-Ferguson Act (15 U.S.C. § 1011) grants many aspects of insurance regulation to individual state governments. However, federal laws like federal taxes do apply to insurance, and must be acknowledged. Insurance is important to the legal system, as it helps protect individuals, those who cause harm to individuals through negligence, and any third party that is faced with the burden of compensating for an injury.
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How to Choose the Best Allentown Truck Accident Lawyer
What Qualifications Should You Look For in an Allentown Truck Accident Lawyer?
Suffering injuries in an Allentown truck accident can turn your life upside down. Suddenly, you face medical expenses you never planned for, a shrinking income from missing work, and pain and anguish that make even the most ordinary day-to-day activities challenging. In the midst of that stress and strain, choosing the right truck accident lawyer to represent you can feel like an uncertain, unwelcome process. With so many truck accident attorneys in the Lehigh Valley, how can you choose the right one for your personal injury case?
To help you get started, let’s review some key qualifications to look for when selecting an Allentown truck accident attorney to represent you in seeking compensation for your injuries. Here are a few questions you need to keep in mind when choosing the best Allentown truck accident lawyer for your case. […]
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Pittsburgh Fatal Truck Accident Lawyer
If You Lost a Loved One in a Truck Accident in Pittsburgh, Munley Law Personal Injury Attorneys is Here For Your Family.
Accidents are a devastating reality of the road. But when a truck is involved in an accident, the likelihood of fatalities and severe consequences is substantially higher. If you lost a loved one in a truck accident, our Pittsburgh fatal truck accident lawyers are deeply and immeasurably sorry for your loss. We know you must be experiencing unfathomable pain, and that you want to achieve justice for this terrible wrong.
At Munley Law Personal Injury Attorneys, our goal is to take on the legal challenges that come with fighting for justice, so that you and your family can focus on emotional recovery. Munley Law Personal Injury Attorneys’s truck accident lawyers in Pittsburgh who have been recognized as the best in the country in truck accident litigation. […]
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Wrong-Way Driver Accident Lawyer
If you or someone you love has been injured in an accident, an experienced wrong way driver accident lawyer at Munley Law Personal Injury Attorneys is ready to fight for you today. Let our car accident injury lawyers pursue your legal rights so you can focus on healing both physically and emotionally.
Call today at (855) 866-5529 or use our online form to schedule your free consultation.
What do you do if you are driving on a one-way street and suddenly find yourself facing a car driving toward you, in the wrong direction. This is exactly how wrong way driving accidents happen.
Wrong-way accidents almost always cause severe injuries, and often fatal to both the wrong way driver and the other vehicles involved in the wrong way crash. According to the National Transportation Safety Board (NTSB), wrong-way accidents caused between 300 and 400 deaths annually in the U.S. […]
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Commercial Vehicle Accident Lawyer
Have you or a loved one been injured in a commercial vehicle accident? The truck accident lawyers at Munley Law Personal Injury Attorneys are here to help.
Being involved in any type of accident can be catastrophic to the victim and their family. However, when a commercial vehicle crash leaves you injured and unable to work, resulting in piling medical bills, you need a law firm that can help you recoup your losses and hold the at-fault party accountable.
At Munley Law Personal Injury Attorneys, our personal injury lawyers work with you to recover lost wages, medical bills, property damage, and more. To set up a consultation with our legal team, contact the commercial vehicle accident lawyers at Munley Law Personal Injury Attorneys by calling 855-866-5529 or connecting with us online.
What Is a Commercial Vehicle Accident?
Commercial vehicle accidents are those collisions that involve commercial transport. […]
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How to Prove Your Truck Crash Case at Trial
Do you know what it takes to prove your truck crash case?
The nation’s #1 tractor-trailer accident lawyers explain how to win your semi-truck collision claim at trial
If there’s one thing we know at Munley Law Personal Injury Attorneys, it’s how to win a truck crash case at trial. When it comes to personal injury law, only a small percentage of attorneys have the experience, resources, and qualifications to handle a truck accident case. Of those attorneys, only an elite few have the courtroom experience to win your truck case at trial. At Munley Law Personal Injury Attorneys, we know how to prove liability and damages in order to get you the compensation you are rightfully owed.
Call today for a free, confidential consultation with one of the nation’s leading truck accident lawyers.
Why bring a truck accident lawsuit to trial
According to the most recent Federal Motor Carrier Safety Administration report, […]
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