What is Limited Tort Insurance?
Limited tort insurance is a car insurance option in Pennsylvania that prevents the injured party from filing a personal injury claim against the at-fault party for pain and suffering.
According to the Insurance Information Institute (III), limited tort insurance allows policyholders “to save on their premiums by agreeing to limit their right to sue for non-economic damages, except in cases of serious injury.” As such, it restricts the ability of a policy holder to seek compensation for non-economic damages, like pain and suffering. For example, if Sandra has a limited tort insurance, and is in a car accident, she can only sue the person who injures her for her injuries and the car, not any emotional distress.
Limited tort insurance allows for cost savings with lower premiums compared to full tort insurance because they agree to limit their rights to sue for non-economic damages, while still allowing an injured party to sue for economic damages. However, this restricts compensation for the policyholder. Understanding limited tort insurance is essential for drivers evaluating their auto insurance options. It involves balancing the benefits of lower premiums against the potential limitations in legal recourse for non-economic damages, requiring careful consideration of individual risk tolerance and financial protection needs. Legal professionals and insurance agents can provide guidance to help policyholders make informed decisions about their coverage choices.
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Bensalem Car Accident Lawyer
Navigating the aftermath of a car accident is a daunting task. If you or your loved one were injured in a car crash, you need an experienced Bensalem car accident lawyer on your side to help you deal with insurance companies and focus on recovery. An attorney from Munley Law will help you understand your rights, shoulder the burden of your legal claim, and recover the compensation you deserve.
Bensalem is a bustling town nestled in the heart of Bucks County, Pennsylvania known for the tranquil beauty of Neshaminy State Park and the historic charm of the Andalusia Historic House and Gardens. But these attractions also increase congestion and the likelihood of car crashes.
At Munley Law, our lawyers are not just familiar with Pennsylvania law, but also with the local culture, landmarks, and the community spirit that makes Bensalem unique. This local knowledge gives us an edge when it comes to representing our clients in court and negotiating with insurance companies. […]
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Pittsburgh Drunk Driving Accident Lawyer
Were you hit by a drunk driver in Pittsburgh?
Alcohol is a factor in many of the worst car accidents that happen in and around Pittsburgh. When people choose to drive drunk, they recklessly put innocent lives in peril. Drunk driving accidents can result in serious injuries and loss of life.
If you were hit by a drunk driver in Pittsburgh, you may be facing steep medical bills, loss of income, and uncertainty about the future. The good news is that the law is on your side. Still, many car accident victims never receive the full amount of compensation they are owed because insurance companies settle their claims for less. A Pittsburgh drunk driving accident attorney at Munley Law can ensure you receive every dollar you need to make a full recovery and hold the other driver accountable.
Contact a Pittsburgh car accident lawyer at Munley Law today for a free, […]
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Is Pennsylvania an At-Fault State?
Who Will Pay My Insurance Claim After a Car Accident in Pennsylvania?
All car accidents are, without a doubt, stressful experiences. Even once the initial shock has warn off, you still have so much to consider, including your physical, mental, and emotional recovery. There may be medical expenses and medical bills, property damage, and more. A car accident is not something anyone wants to endure.
Navigating the insurance process can be one of the most overwhelming parts of any car accident case. If you’ve never gone through the claims process before, it can be confusing; and even if you have, no two cases are alike. It’s not uncommon to start getting calls from the insurance company just a day after an accident.
One of the things that can make understanding the claims process so difficult is that it’s incredibly different from state to state. […]
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Philadelphia Drunk Driving Accident Lawyer
A Philadelphia Drunk Driving Accident Attorney Will Fight for the Injured
When someone chooses to drink and drive, they risk the lives of everyone around them. If you have been injured in a car accident with a drunk driver, the law is on your side. If you or a loved one has been injured in a Philadelphia drunk driving accident, it’s important to seek legal advice to ensure you receive fair compensation for your losses.
At Munley Law Personal Injury Attorneys, our experienced legal team is committed to providing you with the dedicated legal representation and compassionate guidance you need during this difficult time. With decades of combined experience and a thorough understanding of Pennsylvania drunk driving laws, our Philadelphia drunk driving accident lawyers have the resources and knowledge to fight for your rights and get you the best possible outcome. Contact the Philadelphia car accident lawyers at Munley Law Personal Injury Attorneys today for a free consultation. […]
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Multi-Vehicle Accident Lawyer
If You Were Injured in a Multi-Vehicle Accident, Munley Law Personal Injury Attorneys is here to Help
Multi-vehicle accidents, also known as pile-ups or chain reaction crashes, can be extremely destructive, traumatic events. Getting into a car accident with another driver is always stressful and a scary experience. But an accident involving multiple cars, trucks, or buses can be especially devastating. These types of accidents can cause serious damage, life-threatening injuries, and lasting trauma. What’s more, they tend to be legally complex, and present unique challenges when it comes to determining liability. In order to receive fair compensation for your injuries, you will need a highly skilled injury lawyer with experience handling multi-vehicle car accident cases.
Whether you were in a three-vehicle crash on a city street or a massive pileup on the highway, an experienced car accident attorney at Munley Law Personal Injury Attorneys is ready to help you with your claim. […]
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