What are Out-of-Pocket Expenses?
Out-of-Pocket Expenses are expenses that are incurred before any benefits are received by an injured party in a legal dispute. According to Cornell Law School’s Legal Information Institute, they are “those paid from an individual’s own funds.” It is from an individual’s own funds as opposed to from insurance, benefits, or other financial assistance. They only concern the costs actually related to the injury, such as hospital and medical expenses, travel, and costs incurred from the investigation of the crime that caused their injury.
Insurance policies can cover some out-of-pocket expenses, but not necessarily all. For example, if a person needs to take a prescription as a result of injuries incurred, and their insurance covers 80% of costs, the remaining 20% is considered an out-of-pocket expense.
In some areas such as contract disputes, an injured party may be entitled to damages for out-of-pocket expenses incurred. However, there are sometimes limitations to what expenses can qualify as out-of-pocket expenses and be reclaimed. Some cases such as Reilly v. Marin Housing Authority resulted in rulings that declared that an amount charged or paid might actually be incurred. It is important for the consumer to understand the regulations where they live and keep track of what out-of-pocket expenses they can afford to pay before pursuing legal action.
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Workers’ Compensation for Neck and Back Injuries in Pennsylvania
Injuries to your neck and spine can be severe, and if they happened during an accident at work, the workers’ comp lawyers at Munley Law Personal Injury Attorneys can help you get what you deserve.
According to the Pennsylvania Department of Labor and Industry, neck and back injuries comprised 14% of workplace injuries in the state in 2019. That’s 24,057 incidents of neck or back injuries while on the job. Even more than the numbers, injuries to the neck and back can involve the spinal cord, making the consequences severe. Serious injuries can happen in a variety of workforces. However, statistics show the construction industry is particularly hard hit when it comes to neck and back injuries.
Workers’ comp cases can be challenging to navigate, particularly for severe occurrences that cause neck and back injuries. Large insurance companies will try to avoid paying you anything. […]
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Hit and Run Accident Lawyer
If you have been injured in a hit and run accident, the hit and run accident lawyers at Munley Law are ready to take your case and help you secure the compensation you deserve. We have more than 65 years of experience representing personal injury clients and have won over a billion dollars in settlements to date.
Our skilled attorneys’ expertise is highlighted by the many industry awards they have won. All our lawyers have received honors from Best Lawyers, with senior partner Marion Munley named Lawyer of the Year for Personal Injury Litigation, and our firm has been named to Best Law Firms. Eight of our attorneys have also been recognized by Super Lawyers, and all five of our partners have been featured in the Lawdragon 500 Leading Plaintiff Consumer Lawyers list.
Our award-winning car accident lawyers understand the chaos and confusion you’re facing after a hit and run. […]
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Birth Injury Lawyers
A birth injury lawyer plays a critical role when medical professionals fail to follow the standard of care during pregnancy, labor, or delivery. Families across America turn to Munley Law because our board-certified attorneys have more than 250 years of combined experience handling complex medical malpractice cases involving newborns who suffered preventable harm. Our award-winning team includes a partner who has been named Lawyer of the Year for Medical Malpractice and another recognized among the Top 25 Medical Malpractice Trial Lawyers in Pennsylvania, giving our clients the benefit of nationally respected leaders in this highly technical field.
Since 1959, we have secured dozens of multimillion-dollar personal injury results for families, including medical malpractice recoveries of $5 million, $4.35 million, $3.5 million, and $3.2 million. These results reflect the experience, resources, and aggressive advocacy we bring to every birth injury claim. We front all case costs, work closely with medical experts to prove how the provider’s actions caused the injury, […]
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Frequently Asked Questions About Car Accidents
The car accident lawyers at Munley Law understand that legal matters can be complex and sometimes overwhelming following a car crash. You may find that you have more questions than you do answers. So, we’ve created this resource to provide clear, straightforward information about what to expect after a car accident and how our auto accident attorney can help.
Contact Munley Law now to schedule a free consultation if you were involved in a car accident.
Q: If I’ve Been in a Car Accident, do I Need a Lawyer?
A: It depends. If you did not suffer any injuries in the accident, you may settle your insurance claim without legal help. However, the claim becomes more complicated if you or someone you know were injured in the accident. As the injured victim, you can seek compensation from the at-fault party for your medical costs, […]
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What Happens If You Fail to Report a Car Accident in Pennsylvania?
If you’re a driver in Pennsylvania, you’re required by law to report a car accident, no matter how minor the collision, and no matter whether you caused it or not. Failing to report a car accident can lead to serious legal and financial consequences: suspension of your driver’s license, fines up to $2,500, and potential criminal charges.
Your insurance company could use the lack of report as the basis for denying your claim, leaving you responsible for medical and repair costs.
Our seasoned Pennsylvania vehicle accident attorneys at Munley Law can help ensure you meet all reporting requirements and follow the rules for the best outcome. Contact our legal team for a free consultation about your case.
Pennsylvania’s Accident Reporting Laws
What do you need to know if you’re a driver involved in a vehicle accident? […]
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Drunk Driving Accident Lawyer
A drunk driving accident lawyer at Munley Law brings the experience, skill, and resources that victims need when facing the aftermath of an impaired driving crash. We have more than 250 years of combined experience and have earned a reputation as an award-winning team that understands how to build strong cases against drunk drivers and the insurance companies that defend them.
Munley Law is consistently listed among the Best Law Firms in America, and all five of our partners have been named to the Lawdragon 500 Leading Plaintiff Consumer Lawyers in the United States. Over the past seven decades, we have secured more than $1 billion in personal injury settlements and verdicts for clients nationwide. We front all case costs and work with expert witnesses in accident reconstruction, toxicology, medical care, and financial loss to prove the full impact of your injuries. Our car accident attorneys also build litigation strategies that counter the delay and denial tactics insurance carriers often use in drunk driving cases. […]
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TRUCK ACCIDENT LAWYERS WHO FIGHT FOR YOU
Don’t let insurance adjusters minimize your suffering or deny you fair compensation. Contact our attorneys immediately following your accident and make your claim. Our trucking accident lawyers will help process your claim and get you the compensation you deserve by law.
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HOW WE CAN HELP YOU
We can work to make sure you recover all your damages. A personal injury lawyer can not only protect your rights and get you the compensation you deserve but we can:
- Discover who is at fault for your injury
- Estimate your claim worth
- Negotiate with the insurance company
- Represent you in court
Our attorneys have decades of experience litigating truck and 18-wheeler accident cases. Our trucking law team includes three attorneys who are board certified by the NBTA in truck accident law and have secured billions in settlements and verdicts for clients, […]
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York Car Accident Lawyer
When you need a York car accident lawyer after a car crash, the path forward can feel overwhelming and uncertain. Trying to recover emotionally and physically, all while navigating the ins and outs of filing a personal injury claim, is a lot for anyone to take on. But it’s important to remember that if you find yourself in such a situation in York, Pennsylvania, you’re not alone.
Munley Law brings decades of experience and a deep understanding of the local dynamics to help accident victims regain control of their lives. If you have experienced a car accident in York, PA, and are interested in financial compensation for your injuries, lost wages, and pain and suffering, our dedicated team is here to help guide you through the process.
Contact us today to schedule a free consultation and learn how we can protect your interests.
Understanding Car Accidents in York, […]
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What Does a Wrongful Death Lawyer Do?
When faced with the tragic loss of a loved one due to someone else’s negligence or wrongful actions, understanding how a wrongful death lawyer can help becomes essential. These legal professionals specialize in wrongful death claims, guiding families through the legal process while advocating for their rights.
A wrongful death attorney helps families file their claims and build strong cases. They work diligently to gather evidence and establish who was at fault. They also fight to secure fair compensation for the family’s devastating losses. The process involves a thorough investigation of the death. They often bring in expert witnesses to strengthen the case. Throughout the process, they handle all negotiations with insurance companies.
Each element plays a vital role in building a compelling case to, ultimately, hold the responsible parties accountable. With a focus on both legal expertise and compassionate support, a wrongful death lawyer is dedicated to helping families find justice during one of the most challenging times in their lives. […]
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How Are Medical Bills Paid After a Car Accident in Bensalem?
If you’ve been involved in a car accident in Bensalem, Pennsylvania, you may be facing not only physical and emotional challenges but also the daunting prospect of dealing with medical bills. In such a stressful time, understanding how medical bills are paid can provide you with valuable information and peace of mind. At Munley Law Personal Injury Attorneys, our Bensalem car accident lawyers have extensive experience in helping car accident victims in Bensalem and the surrounding areas navigate the complex process of medical bill payment.
Insurance Coverage for Medical Bills
One of the primary sources of payment for medical bills after a car accident is insurance coverage. In Pennsylvania, drivers are required to carry a minimum amount of auto insurance, which includes:
Medical Benefits (Med Pay)
Medical Benefits, often referred to as Med Pay, […]
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What Happens If You’re in an Accident with a Rental Car?
When you’re in an accident with a rental car, the last thing you need is more stress trying to figure out insurance coverage. You likely have multiple layers of protection available. Your auto insurance may cover the incident, the rental company’s optional coverage could kick in, and even the credit card you used to rent the vehicle might provide insurance benefits.
If you’ve been hurt in a rental car accident, don’t hesitate to reach out to a car accident attorney at Munley Law who can guide you through this challenging time. They’ll work hard to protect your interests and help you get the compensation you deserve while taking the burden of dealing with multiple insurance claims off your shoulders.
Who Covers a Rental Car Accident?
When you’re involved in a rental car accident, there can be several sources of coverage. First, […]
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Florida Truck Accident Lawyers
Florida’s truck route network supports a steady flow of goods along I-95, I-75, I-4, and I-10, but with so many commercial vehicles on the road, serious crashes are bound to happen. If you were injured in a collision with a delivery truck, freight carrier, or long-haul rig, your Florida truck accident lawyer with Munley Law is ready to help. With over 50 million dollars in damages recovered and decades of success, our top rated truck accident lawyers know how to hold trucking companies accountable when their carelessness puts lives at risk.
Florida Truck Accident Attorneys with Proven Results
When you are hurt in a serious crash with a commercial vehicle, experience matters. You need a team that knows Florida law, understands trucking regulations, and can build a case that gets results. Our Florida truck accident attorneys are trusted by injured drivers and families across the state because we have done it before, […]
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Truck Accident Questions & Answers
As the only law firm in Pennsylvania with three attorneys board certified in Truck Accident Law, the award-winning truck accident lawyers at Munley Law bring a level of specialized experience that few firms in America can match. Since 1959, we have secured more than $1 billion in personal injury settlements and verdicts nationwide, including major truck accident awards of $26 million, $8 million, $3.1 million, $2 million, and $1.8 million.
Our team has more than 250 years of combined experience, and we have built a national reputation as one of the top truck accident law firms in the country. All five of our partners appear on the Lawdragon 500 Leading Plaintiff Consumer Lawyers in America list, reflecting the depth and strength of our trial practice. If you have questions about a truck accident, these answers can help you determine the way forward:
What should I do to protect my rights after a truck or tractor-trailer accident? […]
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Pennsylvania Personal Injury Lawyer
The Pennsylvania personal injury lawyers at Munley Law understand the physical, emotional, and financial toll injuries can take on victims and their families. For the past 65 years, our award-winning accident lawyers have been fighting for the injured at a time when they need help the most.
Our board-certified attorneys have secured more than $1 billion in a range of personal injury settlements and verdicts for clients across Pennsylvania. This record includes multiple eight-figure results, such as a $32.25 million settlement for a tragic plane crash, a $26 million truck accident settlement, a $20 million recovery in a reckless driving case, and a $12 million bad faith insurance verdict. These outcomes reflect our board’s commitment to building strong cases, holding negligent parties accountable, and delivering meaningful financial recovery.
Whether you’re dealing with a truck or car accident, a work injury, or a medical malpractice claim, our Pennsylvania personal injury attorneys are here to help. […]
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How Long Do I Have to Sue a Hospital?
Millions of people entrust their health and safety to medical professionals daily, believing they are in good hands. This trust is a testament to the high standard of care that hospitals are expected to uphold. However, there are instances when this trust is
broken, and healthcare providers fail to meet this standard, leading to medical errors that harm patients. This is what we refer to as medical malpractice.
Medical malpractice occurs when a healthcare provider’s action or inaction deviates from the accepted standard of care, directly harming a patient. Examples of medical malpractice include misdiagnosis, birth injuries, and wrongful death. These errors can have severe consequences, damaging the trust in doctor-patient relationships and causing significant harm.
If you have been a victim of medical malpractice, understand that you cannot take legal action at any time. Specific time limits, known as statutes of limitations, determine how long you have to file a lawsuit against a hospital. […]
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Pittsburgh Bus Accident Lawyer
Were You Involved in a Bus Accident in Pittsburgh? Let Munley Law Help
Travel by bus is a popular and widely used mode of transportation throughout the country. Buses offer several advantages, including affordability, accessibility, and the environmentally friendly ability to carry a large number of passengers all at once.
Despite the benefits, as with all vehicles, buses are not immune to accidents. Furthermore, due to their size and the potential number of people traveling on a bus, the consequences of a bus accident can be devastating.
If you or a loved one sustained injuries in a bus accident in Pittsburgh, call our experienced bus accident attorneys at Munley Laws Pittsburgh Personal Injury Attorneys to discuss your options. Our team of bus injury lawyers possesses significant expertise in handling bus accident cases, and we have successfully represented clients against major bus companies throughout the country. […]
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Erie Medical Malpractice Lawyer
When doctors take the Hippocratic Oath, we expect them to provide a certain level of care to all patients they encounter. But when medical negligence occurs and an injury or illness results, you need support. If you or a loved one suffered at the hands of a medical professional, call the Erie medical malpractice lawyers of Munley Law.
For more than 60 years, Munley Law has represented victims and their families, including those of medical malpractice. Call today for a no-obligation, free case evaluation.
What is Medical Malpractice?
The National Institutes of Health defines medical malpractice as “any act or omission by a physician during treatment of a patient that deviates from accepted norms of practice in the medical community and causes an injury to the patient.”
Medical malpractice can occur once a doctor-patient relationship has been established and includes injury, […]
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Easton Workers’ Compensation FAQs
What Type of Workforce Exists in Easton?
A central player in the American Industrial Revolution, Easton has always been a key figure in the life and commerce of the Lehigh Valley. You can still witness Easton’s historical canals that connected the area’s vibrant coal, steel, and iron industries. Easton’s commercial history is undeniable and today, Easton still boasts a vital and adaptable workforce.
If you have been hurt at work in Easton or have an injury aggravated by working conditions, you might have many questions about workers’ compensation benefits and workers’ compensation law in PA. You should know that you have a right to collect workers’ compensation benefits to cover your medical bills and lost wages for work missed while you recover from your work-related injury or illness.
Our Easton workers’ compensation lawyers have more than six decades of experience navigating workplace injuries including healthcare worker accidents, […]
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Bloomsburg Uber Accident Lawyer
After an Uber accident in Bloomsburg, PA, you may have a mound of medical expenses, lost pay, and emotional turmoil. You may feel lost and overwhelmed. Fortunately, you have legal options. A Bloomsburg Uber accident lawyer can help you navigate the legal system and get compensation.
You have the right to claim compensation for injuries you suffered in a Uber collision or while walking or cycling. Do not let insurers exploit you. Meet with a Bloomsburg Uber accident attorney at Munley Law now for a free consultation.
Who is Responsible for an Uber Accident in Bloomsburg?
Liability for an Uber accident can often involve multiple parties, such as:
- Uber Drivers: In cases where an accident happens while an Uber driver is actively taking rides or transporting passengers, and their negligence leads to an accident, […]
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Bensalem Rideshare Accident Lawyer
Nestled in Bucks County, Pennsylvania, Bensalem is a bustling township with a rich history and vibrant community. With its proximity to Philadelphia, Bensalem has become a hub for rideshare services such as Uber and Lyft, providing convenient transportation options for residents and visitors alike. However, as rideshare services have become more prevalent, so have accidents involving these vehicles.
If you were involved in a rideshare accident, contact a Bensalem rideshare accident lawyer at Munley Law today to schedule a free consultation.
Understanding Rideshare Insurance Policies
Understanding Rideshare Insurance PoliciesRideshare services like Uber and Lyft have unique insurance policies that can be complex and confusing. There are different rules and coverage limits depending on whether the rideshare driver was logged into the app, accepted a ride, or had a passenger in the vehicle at the time of the accident. A rideshare accident lawyer will know how to navigate these policies and ensure that you are seeking compensation from the correct source. […]
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