What are Out-of-Pocket Expenses?
Out-of-Pocket Expenses are expenses that are incurred before any benefits are received by an injured party in a legal dispute. According to Cornell Law School’s Legal Information Institute, they are “those paid from an individual’s own funds.” It is from an individual’s own funds as opposed to from insurance, benefits, or other financial assistance. They only concern the costs actually related to the injury, such as hospital and medical expenses, travel, and costs incurred from the investigation of the crime that caused their injury.
Insurance policies can cover some out-of-pocket expenses, but not necessarily all. For example, if a person needs to take a prescription as a result of injuries incurred, and their insurance covers 80% of costs, the remaining 20% is considered an out-of-pocket expense.
In some areas such as contract disputes, an injured party may be entitled to damages for out-of-pocket expenses incurred. However, there are sometimes limitations to what expenses can qualify as out-of-pocket expenses and be reclaimed. Some cases such as Reilly v. Marin Housing Authority resulted in rulings that declared that an amount charged or paid might actually be incurred. It is important for the consumer to understand the regulations where they live and keep track of what out-of-pocket expenses they can afford to pay before pursuing legal action.
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What Happens If You’re in an Accident with a Rental Car?
When you’re in an accident with a rental car, the last thing you need is more stress trying to figure out insurance coverage. You likely have multiple layers of protection available. Your auto insurance may cover the incident, the rental company’s optional coverage could kick in, and even the credit card you used to rent the vehicle might provide insurance benefits.
If you’ve been hurt in a rental car accident, don’t hesitate to reach out to a car accident attorney at Munley Law who can guide you through this challenging time. They’ll work hard to protect your interests and help you get the compensation you deserve while taking the burden of dealing with multiple insurance claims off your shoulders.
Who Covers a Rental Car Accident?
When you’re involved in a rental car accident, there can be several sources of coverage. First, […]
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Florida Truck Accident Lawyers
Florida’s truck route network is a vital system that supports the state’s logistics and transportation needs. It includes
major highways like I-95, I-75, I-4, and I-10, which are essential for long-haul trucking in the trucking industry. Key US highways such as US-1, US-27, and US-98 provide important connections between cities, while state roads ensure comprehensive coverage.
With the number of commercial vehicles on Florida roads, it’s no surprise that accidents do and will continue to happen. Florida’s busy highways see significant commercial traffic, including delivery trucks, freight carriers, and other large vehicles. Unfortunately, this also means a higher likelihood of large truck-related accidents, which can result in severe injuries and fatalities due to the size and weight of these vehicles.
When a truck accident occurs, it’s not just about dealing with the immediate aftermath—such as medical treatment and vehicle repairs—but also about understanding the regulations and liabilities. […]
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Cancer Misdiagnosis Claims in Scranton, PA
Cancer misdiagnoses, such as breast cancer, lung cancer, or colon cancer, can have severe consequences, including delayed or inappropriate treatment, reduced survival rates, increased medical costs, and even wrongful death.
Therefore, patients and healthcare providers must be vigilant to ensure accurate diagnosis and treatment planning.
If you or a loved one has been harmed by the result of a missed diagnosis or wrong diagnosis, you might have a medical malpractice lawsuit. Talk to an experienced Scranton medical malpractice attorney at Munley Law today.
How Does Cancer Misdiagnosis in Scranton Happen?
According to the Centers for Disease Control and Prevention (CDC), cancer has been one of the top two leading causes of death in Americans for the last 75 years. According to a report released by the American Cancer Society, approximately 2 million new cases were diagnosed in 2022 alone — […]
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Truck Accident Questions & Answers
Q: What can I do to protect myself after an accident with a big truck or tractor-trailer?
A: Truck and bus cases are very complicated and require the immediate attention of a truck accident lawyer who has a record of success in handling big truck cases. Trucking companies will typically have unlimited resources that include teams of lawyers and experts who are prepared to fight against any lawsuit you may file as a result of an accident—regardless of how injured you are. If you have been hit by a truck, the best way to protect yourself is to contact an experienced truck accident attorney who will defend your rights and ensure that you are fairly compensated.
Q: What should I do at the scene of a truck accident?
A: While you are at the scene of the accident, you should do the following:
- Remain calm and remain in your vehicle (unless it’s too dangerous to do so)
- Turn on your hazard lights
- Call 911 even if your accident seems minor
- Seek medical attention for any injured drivers or passengers
- Unless necessary, […]
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What Can a Lyft Car Accident Lawyer in Scranton Do for Me?
If you’ve ever been involved in a Lyft accident, you know how overwhelming and confusing the aftermath can be. From dealing with injuries and medical bills to navigating insurance claims, it can be difficult to handle on your own. That’s where a Scranton Lyft accident lawyer comes in.
How Does Hiring a Lyft Accident Lawyer Differ From Hiring a Regular Personal Injury Lawyer?
When hiring a lawyer after a Lyft accident, you may be wondering if you should hire a regular personal injury lawyer or a lawyer specializing in Lyft accidents. While both types of lawyers can handle personal injury cases, there are some key differences to consider.
A Lyft accident lawyer has specific expertise and experience in car accidents involving rideshare services. They understand the unique challenges and complexities that can arise in these cases. They are familiar with the laws and regulations that govern Lyft and the responsibilities of the driver, […]
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