What is Uninsured Motorist Coverage
Uninsured Motorist Coverage (UM) is an addition to a standard auto insurance policy that provides coverage for damages incurred by an individual in an accident. It takes effect when the other driver is at fault for the accident and is uninsured.
UM does not pay anything to the uninsured driver in an accident, only the injured person with a policy. It ensures that when a person is injured by an uninsured driver, they can recover damages at least up to the limits of their policy. UM can cover all medical expenses brought about by an accident, cover wages that are lost as a result of the injured party not being able to work following an accident, and even cover damages in hit and run cases in which the uninsured driver flees the scene without the possibility of being identified.
UM is important because it is one of the only ways to protect against uninsured drivers in case of an accident. It prevents drivers from needing to pay extensive out-of-pocket costs in such circumstances, which increases overall well-being and financial security. UM is so important that some states require that drivers purchase them with their insurance policies, rather than letting it be optional.
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What Happens After Your Lyft Gets Into an Accident?
In recent years, rideshare services like Uber or Lyft have revolutionized the way we commute, offering convenience at the tap of a screen. As these platforms surge in popularity, so does the volume of Lyft drivers and the number of vehicles on the road under their banner but most do not know what happens if your Lyft gets into an accident. When such misfortunes strike, especially when bodily injury is involved, the aftermath can be complex and overwhelming. It’s in these critical moments that the expertise of a Lyft accident lawyer becomes invaluable to you as a passenger.
The Lyft accident lawyers at Munley Law Personal Injury Attorneys stand at the forefront of legal representation in the rideshare accident domain. With a legacy rooted in dedication and client-centric service, our team is well-versed in the intricacies of car accident laws. Whether you’re a passenger, […]
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What Types of Compensation Can I Pursue in a Hit and Run Case in Pittsburgh?
Hire a Pittsburgh hit and run car accident lawyer to maximize the compensation that you receive and are entitled to
Pittsburgh, often regarded as the “Steel City,” boasts iconic landmarks such as the Point State Park fountain and the historic Phipps Conservatory. The city’s rich industrial past sits alongside a vibrant arts scene and historic neighborhoods. However, like many urban areas, Pittsburgh is not immune to hit and run incidents that can disrupt the peace and safety of its residents. In such situations, retaining a reputable firm like Munley Law becomes essential to navigate the legal landscape and ensure victims receive the justice they deserve. If you’re a victim of a hit and run in Pittsburgh, securing a knowledgeable lawyer is crucial to ensure you receive proper compensation for damages and injuries sustained.
What is the definition of a hit and run in Pittsburgh? […]
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Williamsport Lyft Accident Lawyer
From the historic Millionaires’ Row to the vibrant downtown district, Williamsport, Pennsylvania offers no shortage of beauty, community, and entertainment. Tucked between the Susquehanna River and Bald Eagle mountain, Williamsport is a nature lover’s dream. But the unfortunate truth is that even in these picturesque surroundings, accidents can and do happen.
With nearly a 33% market share, Lyft is one of the most prominent rideshare services in use today, and Lyft accidents make up a notable portion of all car accidents. Rideshare accidents can lead to serious injuries, including broken bones, traumatic brain injury, spinal cord injuries, and even death. If you or a loved one has experienced a car accident while riding in a Lyft, or a car accident that involved Lyft in any capacity, we are here to protect your rights and help you seek compensation.
With a deep understanding of the unique transportation landscape in Williamsport and surrounding areas, […]
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What is Uninsured Motorist Coverage, and Do I Need it?
We drive a lot. It’s a daily act that becomes almost mundane, but being on the busy roads at any time of day brings you into close contact with literally hundreds of other drivers and vehicles.
Many of these hundreds of drivers are distracted by hundreds of things. An accident can happen in a split second. How confident are you that these drivers have sufficient or any car insurance policy?
Uninsured motorist statistics
If you’re the victim of a collision with an uninsured driver, or with a driver who has very little auto insurance coverage, you could be responsible for the entire financial burden of a car crash.
According to a 2021 study by the Malvern, Pennsylvania-based Insurance Research Council (IRC), 13 percent of motorists, or about one in eight drivers nationwide, […]
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How Much Can Someone Sue for a Car Accident?
In general, there is no limit to how much you can sue someone for a car accident. However, there are factors that may limit how much compensation you will recover in a lawsuit. Things like the severity of the injuries, the extent of the other party’s negligence and the coverage of insurance policies will all limit what you can recover.
How Much Can a Car Accident Victim Sue For?
Car accident victims can sue for economic and noneconomic damages depending on the severity of the wreck. The only way to really maximize the total compensation a victim may be awarded is by utilizing the legal representation of a car accident lawyer.
Potential compensation a car accident victim may be awarded include:
- Medical expenses
- Lost wages
- Diminished earning capacity
- Property damage
- Pain and suffering
- Loss of consortium
- Wrongful death
What will be awarded will also depend on the severity of the crash. […]
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