What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
More information about Insurer
Healthcare and Medical Workers’ Comp Lawyer
If you are an injured healthcare employee, then you need a lawyer who can maximize your workers’ comp
Pennsylvania’s #1 workers’ comp law firm is here to help
If you work in the healthcare or medical profession, you spend your time helping sick and injured patients get better. However, you are not immune from injuries and illnesses yourself. In fact, the U.S. Bureau of Labor Statistics reports that out of every industry, healthcare workers face the greatest risk of injury. In other words, medical professionals are more likely to get hurt than construction, manufacturing, or production jobs. When healthcare employees suffer on-the-job injuries, they need to cover their medical and personal costs with workers’ comp. To do so, they need experienced workers’ compensation lawyers who will fight for them. They need Munley Law Personal Injury Attorneys. Call today for a free consultation with one of our award-winning workers’ […]
Read MoreMore information about Insurer
Workers’ Compensation: Types of Work Injuries
If you suffered an on-the-job injury, then you need a lawyer who will fight for you
Munley Law Personal Injury Attorneys’s workers’ comp lawyers represent workers who have suffered all kinds of injuries.
According to the United States Bureau of Labor Statistics (BLS), 2.8 million workers suffer on-the-job injuries every year. In addition, BLS reports an increase in workplace fatalities. To that end, 5,250 American laborers tragically died while working last year. Moreover, BLS announced in a recent news release that the injury and illness rate–2.8 cases per 100 workers, or 2.8% of the workforce–remain unchanged. If you suffered an injury while doing your job, then you may be entitled to workers’ compensation benefits. However, your employer and its insurer will likely fight to limit your payments. In order to get the maximum amount, you need an experienced Pennsylvania workers’ […]
Read MoreMore information about Insurer
Scranton Dog Bite Lawyer
If You Were Attacked by a Dog in Scranton, Get a Free Case Review at Munley Law Personal Injury Attorneys
The City of Scranton has strict dog laws in place, such as leash laws that prevent owners and handlers from allowing the pet to run free and unsupervised.
While these laws help cut down on the number of dog bite incidents that occur in the area, every year, countless residents — often children or seniors — suffer serious injuries in dog bite attacks.
A dog bite injury lawyer in Scranton at Munley Law Personal Injury Attorneys can evaluate your situation and help you understand if you have a strong enough case to hold the dog owner or handler liable for your medical bills and other damages. We offer complimentary consultations to dog bite victims and will handle your case on a contingency basis. […]
Read MoreMore information about Insurer
Stroudsburg Dog Bite Attorney
If you were bitten by a dog in Stroudsburg, you need an experienced dog bite lawyer at Munley Law Personal Injury Attorneys
Dog bites are no laughing matter. They are serious and may lead to devastating and permanent injuries, especially when the victim is a child. Results of a dog bite may include surgeries and other medical expenses, permanent scarring, infections, rabies, missed time from work, and emotional distress. All of these can be costly. You shouldn’t be stuck with the burden of someone else’s negligence.
Most homeowners insurance policies cover dog bites, but making a claim and recovering damages can be complicated. You need an attorney experienced with Pennsylvania state laws. Munely Law, founded and located in northeast Pennsylvania fits that bill. For over 55 years we have represented our neighbors in personal injury cases. […]
Read MoreMore information about Insurer
Dog Bite Lawyer in Wilkes-Barre
Get compensation for your dog bite injuries
Talk with a leading dog bite lawyer in Wilkes-Barre for FREE today
Whether you were going for a walk in your neighborhood or enjoying the day at Hollenback Park, if you suffered injuries in a dog attack, you may be able to recover injury compensation from the owner of the dog. Dog owners have a duty to control their pets, and they may be held responsible for harm caused by their animals, including dog bites.
At Munley Law Personal Injury Attorneys, our team offers free case evaluations, and will not charge you anything unless we recover compensation on your behalf. We will review the facts of your Wilkes-Barre dog bite, and determine if you are eligible to hold the owner legally responsible for your injuries, emotional scarring, and financial losses. Call us today at [phone-number] to talk to a dog bite lawyer in Wilkes-Barre. […]
Read More
