What is Personal Injury Protection (PIP)?
Personal Injury Protection is a type of auto insurance coverage that provides first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without considering fault. In Pennsylvania, coverage includes $10,000 in medical benefits, $5,000 in death benefits, and $2,500 for non-emergency medical conditions.
According to the Insurance Information Institute (III), Personal Injury Protection is “an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages.” Importantly, this protection covers costs for policyholders regardless of who is at fault in an accident. PIP coverage is designed to ensure prompt medical treatment and financial support for individuals injured in auto accidents, without the need for lengthy legal proceedings to establish fault.
Personal Injury Protection is particularly beneficial for minor accidents where fault is unclear, and states with no-fault insurance law, as it provides immediate coverage, reduces litigation, and provides comprehensive protection. Understanding Personal Injury Protection is crucial for drivers to make informed decisions about their auto insurance coverage, ensuring they are adequately protected in the event of an accident.
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The Importance of Legal Representation After a Bethlehem Pedestrian Accident
Pedestrian accidents can be physically and financially devastating to victims and their families, making it important to secure legal representation for your Bethlehem pedestrian accident case right away. With a Bethlehem pedestrian accident lawyer from Munley Law, you will have a professional legal team to go up against the insurance company or the negligent driver so you can focus on your health.
As a pedestrian, you have rights. Call Munley Law following your accident to begin the legal process.
How Often Do Pedestrian Accidents Occur?
In 2022, the Pennsylvania Department of Transportation (PennDOT) reported 3,160 pedestrian injuries and 184 fatalities, representing nearly three percent of all reported traffic incidents and more than 15 percent of fatalities.
Both victims and their families can benefit from retaining a pedestrian accident attorney early on, as data shows that personal injury victims who secure legal help get more compensation than victims who do not. […]
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What Should You Do After a Hit and Run Car Accident in Williamsport, PA?
Each year, thousands of drivers find themselves victim to a hit and run car accident on the roadways or in a parking lot. When the initial shock ends, victims are left in battles with the insurance company, mounting medical expenses, and property damage. Knowing what to do after a hit and run car accident in Williamsport can be critical to the success of your personal injury claim.
A Williamsport car accident lawyer at Munley Law can guide you through the next steps if you were involved in a hit and run accident.
What is a Hit and Run Car Accident?
A hit and run accident is a collision involving a car, pedestrian, or piece of property where one driver flees the scene, leaving the victim without information to contact them for the next steps. Hit and run accidents differ from other automobile accidents because the victim must utilize their auto insurance alone to recoup damages. […]
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What Kind of Compensation Can You Receive for a Lyft Accident in Bethlehem, PA?
Being involved in a Lyft accident can leave you bewildered and uncertain about what to do next. It’s completely understandable to feel this way. However, Pennslyvania has laws to help you seek compensation for any injuries or damages incurred due to the accident. If you’re unsure about how to seek compensation, don’t worry. The Bethlehem Lyft accident lawyers at Munley Law are here to help. Let’s review the different forms of compensation that may be available to you.
Understanding Your Right to Compensation
Living in Bethlehem, knowing your legal rights is essential if you’re involved in a Lyft accident. Pennsylvania law safeguards accident victims, ensuring you can seek financial recovery for the damages you’ve incurred. This process, known as seeking compensation, allows you to claim for various losses. These could include your medical bills, loss of earnings due to your inability to work, […]
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Philadelphia Texting While Driving Accident Lawyer
Texting and driving is one of the most pervasive and most dangerous forms of distracted driving we see today. Philadelphia drivers who text at the wheel rear-end other motorists on the Schuylkill Expressway or hit pedestrians in the crosswalk in Center City.
There are multiple types of distraction: manual, visual, and cognitive. Texting while driving encompasses all three; it takes your hand off the wheel, your eyes off the road, and your mind off the task at hand. There’s little wonder that hundreds of thousands of injuries result from this behavior each year. Many of those injuries prove fatal.
If you or your family member were hit by a driver who was texting behind the wheel, you deserve justice. A Philadelphia texting while driving car accident lawyer can represent you and hold the at-fault person responsible. […]
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What Happens After Your Lyft Gets Into an Accident?
In recent years, rideshare services like Uber or Lyft have revolutionized the way we commute, offering convenience at the tap of a screen. As these platforms surge in popularity, so does the volume of Lyft drivers and the number of vehicles on the road under their banner but most do not know what happens if your Lyft gets into an accident. When such misfortunes strike, especially when bodily injury is involved, the aftermath can be complex and overwhelming. It’s in these critical moments that the expertise of a Lyft accident lawyer becomes invaluable to you as a passenger.
The Lyft accident lawyers at Munley Law Personal Injury Attorneys stand at the forefront of legal representation in the rideshare accident domain. With a legacy rooted in dedication and client-centric service, our team is well-versed in the intricacies of car accident laws. Whether you’re a passenger, […]
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