What is Underinsured Motorist Coverage?
Underinsured Motorist Coverage (UIM) is a provision in auto insurance policies that extends coverage to include property and bodily damage caused by a motorist with insufficient insurance coverage. It is relevant in cases in which an individual who is not at fault gets into an accident that incurs greater costs than can be covered by the at-fault driver. UIM typically covers both bodily injury coverage and property damage coverage, depending on state regulations.
UIM may cover a range of costs incurred as a result of an accident, such as medical costs and lost wages among others. For example, if a person has $50,000 in medical bills as a result of a motor accident, and the at-fault driver’s insurance only covers up to $30,000, UIM coverage can cover the remaining $20,000. UIM coverage also extends to any passengers in the vehicle of the motorist who is not at fault, even if they do not share an insurance policy.
UIM serves as a way to protect blameless motorists from accidents that are not their fault. It compensates them beyond simply the limits of an insurance policy. However, it does also protect at-fault motorists by making them not need to pay extensive out-of-pocket fees when their insurance coverage is not enough.
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Who is Usually At Fault in a Bicycle Accident in Philadelphia?
Cycling can be a fun and eco-friendly way to get around Philadelphia, but it has risks. Unfortunately, bike accidents are all too common in the city, and determining who is at fault can be complex and often contentious. You will need the help of a Philadelphia bicycle accident lawyer to ensure you receive compensation for your injuries.
While each case is unique, certain factors tend to influence the determination of fault in a bicycle accident.
Who is Liable for Bicycle Accidents in Philadelphia?
Liability is the legal responsibility for an action or event that causes harm or damage. In other words, the obligation is to make things right or compensate for any loss or harm caused. In the context of personal injury or accidents, liability refers to who is responsible for the damages, injuries, or financial losses resulting from the incident. […]
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Erie Lyft Accident Lawyer
Logging into the Lyft app to get a ride home has become a convenient and safer way for residents and visitors of Erie to get to and from their destinations. However, the increased use of rideshare programs like Lyft and Uber have also caused an increase in Lyft accidents. If you or a loved one were injured in a rideshare vehicle or involved in a collision with a rideshare driver, call the Erie Lyft accident lawyers of Munley Law.
Our rideshare accident attorneys can help you navigate the claims process when you are involved in a wreck with a Lyft driver.
Why Do You Need a Lyft Accident Attorney?
Like any personal injury claim, you never have to hire an attorney. However, going through the legal process alone can prevent you from getting the compensation you need for your injuries.
With a Lyft car accident lawyer, […]
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Can I still pursue a claim if the hit and run driver is never found?
In Pennsylvania, hit and run accidents are an unsettling concern for drivers and pedestrians alike. The prevalence of hit and run accidents makes Pennsylvania residents question the safety of our roads. Every year, numerous individuals become victims of these incidents, and beyond the immediate trauma, they are left grappling with overwhelming emotional distress and mounting financial burdens.
These accidents don’t just leave physical scars; they imprint deep emotional wounds. This is magnified when the victim does not know who the culprit is and cannot bring them to justice. For many, medical bills pile up, wages are lost, and car repairs become an unforeseen expense, creating a spiraling impact on personal finances. As you are going through this storm, an urgent question lingers: Can you still pursue a claim if the at-fault driver remains unidentified?
Legal Perspective on Hit and Runs in Pennsylvania
In Pennsylvania, […]
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What Happens If My Lyft is in an Accident in Philadelphia?
If your Lyft is involved in an accident in Philadelphia, several necessary steps must be taken to ensure your safety and handle the situation correctly. These steps include assessing injuries, contacting emergency services if required, exchanging information with the other parties involved, notifying Lyft, and contacting a Philadelphia Lyft accident attorney.
Understanding the process for protecting yourself and receiving assistance following a rideshare accident in Philadelphia is vital.
What Steps Should I Take if I’m Injured in an Accident Involving My Lyft Ride?
Being injured in a Lyft accident can be shocking and painful. You may feel disoriented and anxious, but try to keep in mind the following helpful steps:
Get Medical Help
Your health comes first. If you’re injured, get medical help right away. Call 911 or go to the nearest hospital or clinic. Even if you don’t think your injuries are serious, […]
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How to Deal with Insurance Claims Involving Lyft in Philadelphia
Handling insurance claims involving Lyft accidents in Philadelphia requires clear steps and attention to detail. Initially, there may be a sense of uncertainty and frustration, as car accident victims may feel unsure about the process and which steps to take, not knowing where to begin or how to navigate the process effectively, which is why it’s important to speak with a Philadelphia Lyft accident lawyer to learn what your next steps.
Whether you were a Lyft passenger, driver, pedestrian, or third-party vehicle involved in the Lyft accident, gathering all relevant information, including accident details and medical records, is important. And if things get complicated, talking to a lawyer who knows about Lyft accidents can help. They can guide you through everything and ensure things get sorted out fairly.
Should I Report the Accident to Lyft?
If you’re involved in a Philadelphia Lyft accident, […]
