What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
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Bethlehem Uber Accident Lawyer
Defending Your Rights After an Uber Crash
The roads can be dangerous even in the best conditions. However, when you put your trust in an Uber driver, you may not expect to end up in a serious car accident. The truth is, Uber drivers can make the same driving mistakes as any other driver, and may sometimes be at greater risk of negligent driving.
If you’ve been involved in an accident with an Uber driver, you need an experienced Uber accident attorney on your side. At Munley Law, our attorneys have been helping injured victims for over 60 years. We know how to navigate complex insurance and liability matters with car accident cases involving Uber and other rideshare company drivers.
What Causes Uber Accidents?
Uber accidents can be caused by the same risk factors as any other type of vehicle accident. […]
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Wilkes-Barre Workers’ Compensation for Corrections Officers
Wilkes-Barre Workers’ Compensation: Injury Claims for Corrections Officers
Workers’ compensation for corrections officers, or any category of jail or prison worker, should be easy to obtain, following a proven on-the-job injury. Managing inmates with records of violence is one of the riskiest professions, according to statistics. Yet achieving approval for workers comp payments when injured is not always simple. All too often, officers with worthy claims encounter obstacles. If you or someone you know was injured while working as a corrections officer at the Luzerne County Correctional Facility or a jail or prison in or near Wilkes-Barre, Pennsylvania, a knowledgeable, conscientious Wilkes Barre workers’ compensation attorney at Munley Law Personal Injury Attorneys may be able to help.
When a corrections officer suffers a workplace injury, it’s important to follow the steps mentioned in this post. Each requirement should be completed on time via the proper channels. […]
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Reading Workers’ Compensation Death Benefits
What happens when a loved one dies as a result of a work accident?
The death of a loved one is devastating and life-changing. When a loved one is fatally injured as a result of a work-related accident or a disease or long-term illness caused by working conditions, it can be even more difficult. In addition to dealing with your grief, you are now grappling with mounting medical bills, funeral expenses, the loss of your loved one’s paycheck, and questions about the fatal accident that cost your loved one’s life.
Could their death have been prevented with better safety protocols or better training or protective equipment? Is their employer’s negligence to blame for the death of your family member?
If you have lost a loved one to a work accident or occupational illness, you may be eligible to claim death benefits to cover lost wages for the deceased worker as well as receive benefits to recover funeral expenses. […]
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Reading Workers’ Compensation: Specific Loss Benefits
A work injury can be devastating to you and your family. Missed work for recovery, medical visits, and the mountain of medical expenses related to your injury can lead to anxiety and fear for the future.
When you are hurt at work in Pennsylvania, you have a financial safety net called workers’ compensation insurance. Under Pennsylvania law, almost all employers in the commonwealth are required under the PA Workers Compensation Act to carry workers’ compensation insurance for all of their employees. Most employees, full-time, part-time, and even seasonal workers are eligible to receive workers’ compensation benefits for a work-related injury or illness.
Many different types of injuries are covered by PA workers’ compensation laws, including when a specific part of the body is hurt even when that injury does not cause you to miss work.
Injuries that cause loss of use of a body part, […]
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Carbondale Uber Accident Lawyer
Carbondale Uber Accident Lawyer
Companies like Uber provide a convenient service to the public, but they can also go to great lengths to avoid liability when things go wrong. Large companies including Uber have extensive resources and large defense teams to protect their interests. You deserve the same level of protection.
If you were injured in a car accident involving an Uber driver in Carbondale, call Munley Law for a free consultation today. We can establish liability and negligence, determine whose insurance should pay for your damages, and fight for the maximum recovery for you. Our attorneys have decades of experience fighting for people like you against large, powerful companies.
We offer virtual consultations, as well as in-person meetings in our Carbondale office location. Or, if you are seriously injured and cannot travel, we can come to meet with you in the hospital or at your home. […]
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