What is No-Fault Insurance?
No-fault insurance is auto insurance coverage that provides first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without determining fault. This means one does not need to prove who was at fault or negligent to receive benefits or damages.
According to the Insurance Information Institute (III), no-fault insurance is defined as “a type of auto insurance coverage that provides compensation to the policyholder for medical expenses, lost income, and other damages regardless of who is at fault in an accident.” As such, this system aims to streamline the claims process, reduce litigation, and ensure prompt payment of medical bills and other expenses related to injuries sustained in a car accident. Typically, No-fault insurance includes Personal Injury Protection(PIP) to pay for any medical expenses, lost wages or related costs, and limitations on lawsuits that can be brought before the court.
No-fault insurance policies varies by state. However, it is particularly beneficial because it provides faster claims, coverage regardless of fault, and reduced litigation. Understanding no-fault insurance is essential for drivers to navigate auto insurance requirements and coverage options effectively, ensuring they have the necessary protection in place in the event of a car accident.
More information about No-Fault Insurance
COLUMBIA, PA — Three Hospitalized in Car Accident
BLOOMSBURG, PA (April 1, 2025) —— Three drivers were hospitalized in Columbia County crash on Saturday, March 28 on the 900 block of Main Street, or Route 11,
The Bloomsburg Fire Department and Bloomsburg Township Police Department were dispatched shortly after 11:30 a.m.
The Bloomsburg Fire Department found a sedan in the Southbound Lane of Route 11, which was reportedly attempting to pass another turning vehicle. The sedan then slid into the Northbound lane of traffic.
The passenger of the sedan was entrapped, and Bloomsburg crews were able to free them.
Three people were injured and transported to Gesinger Danville.
Bloomsburg Police continue to investigate.
Multi-Vehicle Accidents in Bloomsburg
Accidents involving multiple vehicles have become an increasing concern for Philadelphia residents and commuters alike. These complex collisions, often occurring on major arteries like I-95, […]
Read MoreMore information about No-Fault Insurance
ERIE, PA — At Least One Injured in Multi-Car & Truck Accident
ERIE COUNTY (March 24, 2025) —— Two cars and a tractor-trailer crashed in Erie, Pennsylvania on Monday, March 24.
One of the car drivers was transported to the hospital from the scene, after suffering leg injuries in the crash. At this time there are no reports on the status of the truck driver.
The crash occurred at the West 26th and Rudolph Ave intersection near I-87 at approximately 8 A.M.
Police continue to investigate.
Multi-Vehicle Accidents With Trucks in Pennsylvania
Truck accidents involving multiple vehicles have become an increasing concern for Philadelphia residents and commuters alike. These complex collisions, often occurring on major arteries like I-95, I-76, and the Schuylkill Expressway, can lead to catastrophic consequences, including severe injuries, fatalities, and extensive property damage. Unlike in simple two-car collisions, determining fault in multi-vehicle accidents with a truck often involves difficult investigations. […]
Read MoreMore information about No-Fault Insurance
Wilkes-Barre Car Accident Lawyer
If you were in a car accident in Wilkes-Barre, PA, you must speak to a Wilkes-Barre car accident lawyer as soon as possible. They can give you legal advice and help you get the most compensation you’re entitled to.
Munley Law is well-versed in the legal aspects of car accidents and understands the unique characteristics of Wilkes-Barre’s highways and traffic patterns, providing unparalleled service to our clients. If you were involved in a car accident anywhere in Luzerne County, don’t delay. Contact Munley Law to speak with our car accident lawyer. The first consultation is free, and we do not get paid until we win your case.
Why You Need a Wilkes-Barre Car Accident Attorney
Car accident lawyers can get evidence to prove who is at fault, negotiate with the insurance company, and file a personal injury lawsuit on your behalf. […]
More information about No-Fault Insurance
Chester Car Accident Lawyer
After a serious car accident, a ton of questions go through your mind: How will I pay for these unexpected medical expenses? What if my injuries keep me from going back to work? Who will hold the person who caused the accident accountable? Where do I go from here?
If any of those questions sound familiar, you are in the right place. In this article, we are going to break down all the details about a Chester, PA car accident claim, from the types of accidents we see most often to how the experienced Chester car accident attorneys at Munley Law build a winning legal case that will secure a settlement or verdict in your favor.
Chester’s strategic location and transportation infrastructure create unique traffic challenges for local residents and visitors alike. The city serves as a transportation hub with many residents commuting to and from Philadelphia, […]
Read MoreMore information about No-Fault Insurance
Philadelphia, PA – Truck Crash Causes Traffic on I-76
PHILADELPHIA, PA (March 11, 2025) —— A three-car crash on I-76 Westbound caused major traffic delays in Philadelphia.
A tractor trailer, a Mazda and a Chevrolet Cruise collided. Officials shared that the crash was likely caused by one of the drivers having a medical emergency.
The lane was blocked by the tractor trailer, contributing to the backup. Traffic has now cleared.
Officials continue to investigate.
Multi-Vehicle Accidents With Trucks in the Philadelphia Area
Truck accidents involving multiple vehicles have become an increasing concern for Philadelphia residents and commuters alike. These complex collisions, often occurring on major arteries like I-95, I-76, and the Schuylkill Expressway, can lead to catastrophic consequences, including severe injuries, fatalities, and extensive property damage. Unlike in simple two-car collisions, determining fault in multi-vehicle accidents with a truck often involves difficult investigations. […]
Read More
