What is No-Fault Insurance?
No-fault insurance is auto insurance coverage that provides first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without determining fault. This means one does not need to prove who was at fault or negligent to receive benefits or damages.
According to the Insurance Information Institute (III), no-fault insurance is defined as “a type of auto insurance coverage that provides compensation to the policyholder for medical expenses, lost income, and other damages regardless of who is at fault in an accident.” As such, this system aims to streamline the claims process, reduce litigation, and ensure prompt payment of medical bills and other expenses related to injuries sustained in a car accident. Typically, No-fault insurance includes Personal Injury Protection(PIP) to pay for any medical expenses, lost wages or related costs, and limitations on lawsuits that can be brought before the court.
No-fault insurance policies varies by state. However, it is particularly beneficial because it provides faster claims, coverage regardless of fault, and reduced litigation. Understanding no-fault insurance is essential for drivers to navigate auto insurance requirements and coverage options effectively, ensuring they have the necessary protection in place in the event of a car accident.
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Police: Man Flees Traffic Stop, Causing Six-Car Pileup in Harrisburg
A man trying to flee a traffic stop caused a multi-vehicle accident on January 26 in Harrisburg.
According to the Pennsylvania State Police, troopers pulled over the driver on 17th Street in Harrisburg and noticed he was trying to hide items as they asked for his ID. When the man refused to leave the vehicle, investigators say the trooper tried to break the window.
The man then reversed his SUV into the police cruiser and drove off, hitting another car on 21st Street and causing a six-vehicle crash. He was taken into custody.
It is not known if anyone was injured in the accident.
Car Accidents in Harrisburg, PA
This incident highlights several critical legal considerations for those involved in multi-vehicle accidents, particularly when they result from police pursuits. According to Pennsylvania law, […]
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Allentown Workers’ Compensation Attorneys
When your livelihood is at stake, you need an Allentown workers compensation lawyer with a proven record of winning maximum settlements. For 65 years, Munley Law has been helping Lehigh Valley workers recover benefits to pay for their medical bills and lost wages.
Our workers’ compensation attorneys know every tactic insurance companies use to avoid paying claims. We’ve helped thousands of workers like you, and we’re ready to put our experience to work for you today. At Munley Law, we don’t just handle your case – we fight relentlessly to maximize your benefits.
Don’t wait another day. Get a free consultation with our experienced workers’ compensation attorneys in Allentown. Call now, chat live, or fill out our contact form. Remember: You pay nothing unless we win your case. Hablamos Espanol.
Serving Allentown’s Major Industries
As the third largest city in Pennsylvania, […]
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Wilkes-Barre Workers Compensation Lawyer
The Wilkes-Barre workers compensation lawyers at Munley Law have protected the rights of injured workers throughout Wilkes-Barre for almost 65 years. Our attorneys have been recognized by some of the most prestigious legal organizations for their work in workers’ compensation, including Best Lawyers in America, LawDragon, SuperLawyers, and Best Law Firms. We hold board certifications and have the knowledge and resources to fight the insurance company. We do not collect a fee until you receive the compensation you deserve.
Don’t wait too long after a workplace accident to contact an experienced work injury attorney in Wilkes-Barre. Contact us today to schedule a free case evaluation.
When to Hire a Workers Comp Attorney in Wilkes-Barre, PA
When work-related accidents happen, workers compensation is meant to cover the medical expenses and compensate for your lost wages while you’re out of work. […]
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Pedestrian Rights: Navigating Truck Accidents in Crosswalks
Most people feel safe using a crosswalk as a routine activity. After all, these marked paths are specifically designed to protect pedestrians. However,
Understanding these dangers – whether they stem from poor crosswalk design, hazardous weather conditions, distracted drivers, or large commercial vehicles such as tractor-trailers – is essential for staying safe. If you’ve been injured while using a crosswalk in Pennsylvania, understanding these factors can also be important for protecting your legal rights.
If you or a loved one has been involved in a pedestrian accident in the crosswalk in PA, your first call should be to the experienced pedestrian accident attorneys at Munley Law. We understand these complex cases and can help you navigate the legal process. Call Munley Law for a free consultation, and let us fight for the compensation you deserve. […]
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What Happens If You Fail to Report a Car Accident in Pennsylvania?
If you’re a driver in Pennsylvania, you’re required by law to report a car accident, no matter how minor the accident, and no matter whether you caused it or not. Failing to report a car accident can lead to serious legal and financial consequences: license suspension, fines up to $2,500, and potential criminal charges.
Your insurance company could use the lack of report as the basis for denying your claim, leaving you responsible for medical and repair costs.
Our seasoned Pennsylvania vehicle accident attorneys at Munley Law can help ensure you meet all reporting requirements and follow the law for the best outcome. Contact our legal team for a free consultation about your case.
Pennsylvania’s Accident Reporting Laws
What do you need to know if you’re a driver involved in a vehicle accident? […]
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